Yuki wallet platform

An all-in-one platform for running your digital asset business

Decentralized Custody

The Yuki Wallet core relies on the Odsy Network to offer decentralized custody to users, leveraging Odsy's Multi-Party Computation (MPC) protocol known as Threshold Signature Scheme (TSS) to generate decentralized wallets, and the private key of each wallet is generated in a distributed manner. The key is the combination of those shares that are never revealed in their entirety to any party.

This is called Distributed Key Generation (DKG) because no one is the single holder of the private key.

Payment Network

Currently, 5/10 of users who try on/off ramp crypto across Africa find it very complex because of banking restrictions, and where there are no restrictions, users still struggle with high on/off ramp fees and failed transactions.

We solve this problem by empowering businesses to customize on/off ramp stack effortlessly with a frictionless and low-cost on/off ramping experience for their users across our aggregated payment gateways and the Yuki P2P payment network.

Our payment network can on-ramp/off-ramp fiat with zero fees through our express peer-to-peer network and match users with merchants in less than a second while securing users' funds until both parties fulfill their side of the transaction, leveraging an escrow system.

AML/KYT Control

Our wallet core is integrated with the leading crypto compliance provider, so businesses can automatically detect and remove high-risk transactions, protecting users from users sending funds to scam/Ponzi actors and against pre-defined risk policies. We classify transactions into levels of safety Green, Yellow, and Red; we clear, reject, or escalate to manual compliance depending on whether a transaction is deemed high or low-risk.

With Yuki API, businesses can automate deposit and withdrawal screening and generate audit logs for regulators. Reports include information on whether the transaction was accepted or rejected.

Liquidity

Our wallet core aggregates crypto liquidity for unparalleled access providing businesses with industry-leading order depth, so their users can buy and trade digital assets with tight spreads and slippage, even when markets are volatile.

Only Bitcoin, Ethereum, and USDT will be supported for this V1.

Permissioned DeFi (Aave ARC)

Regulated institutions cannot access DeFi due to compliance and regulatory concerns. Our permissioned DeFi protocol changes that. Within a permissioned DeFi market, all participants are KYC/KYB verified and AML compliant, providing even the most regulated of institutions in the frontier market to access DeFi easily and securely.

Permissioned DeFi is a liquidity pool market designed to be compliant with AML regulations and offered through Aave’s permissioned DeFi liquidity pool.

Permissionless DeFi

Yuki’s Wallet Connect integration offers the most convenient and secure way to connect to access DeFi apps for lending and staking with enterprise-grade protection and fully customizable governance & policy control right from the Yuki Wallet console.

Users can connect to the DeFi ecosystem in the way that works best with their workflow - through the Yuki DeFi API, or natively on the Yuki console via WalletConnect.

Crypto Virtual Cards

Traditional payment rails make it difficult to put digital assets to use. We are enabling our users to offer crypto payment solutions to mainstream users with Programmable debit and virtual cards that think and serve their customers in a whole new way.

All participants must have KYC protocols for end users and must be AML compliant.